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학회지 「도시부동산연구」

한국도시부동산학회 홈페이지에 오신 것을 환영합니다.
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MZ세대의 주택구매 의사결정 영향요인에 관한 연구 : “영끌” 현상을 중심으로

2023년 03월. 14권 1호(통권35호)

저자

저자명 최남순, 최민섭

발행사

발행사 한국도시부동산학회

ISSN

ISSN 2800-0161

주제어

주제어 MZ세대, 영끌, 주택구매 영향요인, 주택구매 성향, 주택구입 만족도

요약 (영)

요약 (영) This study aims to analyze the “YoungKle” phenomenon that has occurred since 2016 as a
factor influencing the decision to purchase a house. Housing prices soared as liquidity that wanted
to invest was flocking to the real estate market due to the overlapping low-interest rates in the
loan market and abundant liquidity in the market. The “YoungKle” phenomenon occurred in the
housing market when the MZ generation feared that they would not be able to have their own
house for the rest of their lives due to the news of the rapid soaring in house prices, so used
all possible loans with their parent's help to buy their housing. Investment in real estate requires
clear risk analysis and yield analysis, so must be determined based on reasonable judgment,
nevertheless, panic buying occurred. This study analyzes the influencing factors of decision-making
and satisfaction with housing purchases of the MZ generation who had experience in purchasing
houses from 2016 to recently, and it presents implications for making reasonable housing purchase
judgments in the future.

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