학회지 「도시부동산연구」
한국도시부동산학회 홈페이지에 오신 것을 환영합니다.
STO를 활용한 고령자 소유 주택자산과 노인복지주택의 연계 방안 연구 |
||
| 2022년 09월. 13권 3호(통권33호) | ||
저자 |
저자명 김정운, 정락현, 변창흠 | |
|---|---|---|
발행사 |
발행사 한국도시부동산학회 | |
ISSN |
ISSN 2800-0161 | |
주제어 |
주제어 자산담보 증권형토큰, 노인주거자산, 노인복지주택, 대체불가능한 토큰, 블록체인 기술 | |
요약 (영) |
요약 (영)
This study intends to propose a new model linking the asset securitization of housing owned by the elderly and securing funds for the construction of welfare housing for the elderly by using STO. This study proposes a five-relationship model consisting of five protocols, centered on the STO trading platform. As a result of simulations for multi-family houses owned by the elderly, the elderly who own a house can secure the occupancy fee and monthly payment of the elderly welfare housing without debt, and the STO investor has a stable investment return regardless of fluctuations in housing price. The model using the STO can be expected to provide liquidity to the elderly who have a high housing ownership rate and should burden high housing maintenance costs and to expand the supply of welfare housing for the elderly. In order to revitalize STO, it is necessary to revise the Capital Market Act to enable the issuance of STO, and to improve the guarantee system and system that allows for sale of housing for the elderly. |
|
원문보기 |
원문보기 | |
