학회지 「도시부동산연구」
한국도시부동산학회 홈페이지에 오신 것을 환영합니다.
IM(Information Memorandum)을 통한 은행의 부동산 Project Financing 예상손실 도출을 위한 연구 |
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| 2022년 06월. 13권 2호(통권32호) | ||
저자 |
저자명 이성실, 임미화 | |
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발행사 |
발행사 한국도시부동산학회 | |
ISSN |
ISSN 2800-0161 | |
주제어 |
주제어 은행, 프로젝트 파이낸싱, Information Memorandum, 예상손실, 바젤 Ⅲ | |
요약 (영) |
요약 (영)
Accordingly, this study analyzed the relationship between the EL amount and various real estate PF factors based on the current status of real estate PF handling by A Bank from 2015 to 2020. Comparing with previous studies that simply analyzed delinquency, provision rate, and loan quality-oriented analysis, or only negative loans without distinction from approved loans, this study selected and analyzed the EL amount, which is considered more in terms of risk management, together with the implementation of Basel III. It was analyzed by selecting it as a variable. Even if the loan was executed after the loan term and repayment method were confirmed at the time of the loan agreement, it was confirmed that the term and repayment method are not risk variables because early loan repayment is made through income from pre-sale. In addition, it was confirmed that PF, which is a special finance sector other than general corporate finance, is considering acquiring collateral for stable receivables bond collection. |
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원문보기 |
원문보기 | |
